Ambulance

Stable coverage for private, for-profit emergency ambulance services

Markel offers insurance customized for the medical transportation industry. In addition to great coverage for your business, you also get access to a robust risk management program including:

  • 12-month license to Arrive Alive and Do No Harm interactive training program
  • Bi-weekly Vitals email newsletter
  • Library of risk management material
  • Expert claims handling team who know the industry

General liability

  • Coverage offered on occurrence or claims-made forms
  • Includes professional liability
  • Coverage is extended to include employees and volunteers as insureds
  • Medical directors coverage is automatically included for administrative duties
  • Employee benefit liability coverage and extension endorsement are available
  • Audio, visual, and data electronic equipment coverage
  • Employment practices liability coverage is available
  • Extension endorsement is available
    • Waiver of transfer of rights of recovery
    • Medical payments $10,000 per person
    • Broadened definition of insured
    • And many more

Auto

  • Motor vehicle records reviewed on all drivers
  • Waiver of transfer of rights of recovery
  • Medical payments $10,000 per person
  • State and federal insurance filings if required
  • Extension endorsement available
    • Broad form insured
    • Blanket additional insured
    • Towing and labor
    • Rental reimbursement
    • Hired auto physical damage
    • Audio, visual, and data electronic equipment coverage
    • Glass breakage amendment
    • And many more
Property
  • Building and business personal property coverage is available
  • Extension endorsement is available
    • Business income and extra expense - $300,000 per occurrence
    • Accounts receivable - $100,000 per occurrence
    • Employee dishonesty - $25,000 per occurrence
    • Electronic data processing - $50,000 per occurrence
    • Computer fraud - $25,000 per occurrence
    • And many more

Inland marine

  • Miscellaneous medical equipment
  • Computer coverage
  • Higher limits available for accounts receivable, valuable papers, and electronic data processing
  • Coverage is available on a schedule or blanket basis
  • Actual cash value and replacement cost options are also available

Excess liability

  • Limits of liability options are available up to $15 million excess above our primary limit